Who decides whether a shopper is accepted?
Short answer
Floa runs its own credit check at checkout and accepts or declines in real time.
In detail
Floa runs its own credit check at checkout and accepts or declines in real time.
About Floa
Floa is a French buy now, pay later provider and a subsidiary of BNP Paribas. Its installment offer lets shoppers split a purchase into several payments, with Floa carrying the credit decision and paying the merchant.
See the Floa connector page for its payment methods, documentation and the markets it covers, and the full connector catalog.