What does direct American Express acquiring mean?

Short answer

The merchant's Amex transactions are acquired by American Express itself, not through a third-party acquirer, so settlement and disputes come straight from Amex.

In detail

The merchant's Amex transactions are acquired by American Express itself, not through a third-party acquirer, so settlement and disputes come straight from Amex.

About American Express

American Express operates its own card network and acquires transactions directly in many markets. A direct connection to American Express lets card acceptance, settlement and dispute handling for Amex cards run through the network itself rather than through a third-party acquirer.

See the American Express connector page for its payment methods, documentation and the markets it covers, and the full connector catalog.

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