Is Amex pricing the same as Visa and Mastercard?
Short answer
No. American Express sets its own merchant pricing, which differs from interchange-based pricing on Visa and Mastercard.
In detail
No. American Express sets its own merchant pricing, which differs from interchange-based pricing on Visa and Mastercard.
About American Express
American Express operates its own card network and acquires transactions directly in many markets. A direct connection to American Express lets card acceptance, settlement and dispute handling for Amex cards run through the network itself rather than through a third-party acquirer.
See the American Express connector page for its payment methods, documentation and the markets it covers, and the full connector catalog.