When should a merchant use GoCardless instead of cards?
Short answer
Direct debit fits recurring and invoice-based payments, where the payer signs a mandate once and the merchant collects on schedule. Cards remain better for one-off online purchases.
In detail
Direct debit fits recurring and invoice-based payments, where the payer signs a mandate once and the merchant collects on schedule. Cards remain better for one-off online purchases.
About GoCardless
GoCardless is a bank payment provider specialized in direct debit and open banking. It collects recurring and one-off payments directly from customers' bank accounts across several direct debit schemes, including SEPA.
See the GoCardless connector page for its payment methods, documentation and the markets it covers, and the full connector catalog.