What is the most popular payment method in Brazil?
Pix. The Banco Central's 2024 survey found that 76.4% of Brazilians use Pix and 46% name it as their most frequent method. Pix handled almost 80 billion transactions in 2025, while cards keep the larger share of e-commerce value thanks to installments.
In detail
Pix. The Banco Central's 2024 survey found that 76.4% of Brazilians use Pix and 46% name it as their most frequent method. Pix handled almost 80 billion transactions in 2025, while cards keep the larger share of e-commerce value thanks to installments.
Payment by card in Brazil
Brazil is a credit card country. Abecs counted 48.1 billion card transactions worth R$ 4.5 trillion in 2025. Credit cards grew 14.5% to R$ 3.1 trillion, debit cards were flat at R$ 1 trillion, and prepaid cards rose 4.4% to R$ 397 billion. Debit lost ground to Pix, while credit kept growing because it carries installments, known as parcelado.
Payment by bank transfer in Brazil
Pix is Brazil's instant payment system, run by the Banco Central do Brasil and available 24/7 to people and businesses for free. It settles in seconds through a key such as a phone number, tax ID or email, or a QR code. The Banco Central reports that Pix handled almost 80 billion transactions in 2025, and 43% of them were payments from people to businesses.
More detail in our #PayWorldTour guide Payment methods in Brazil.