What is Bangla QR?
Bangla QR is Bangladesh Bank's interoperable QR code standard. One code at the merchant can be paid from any of 46 banks, 7 MFS providers and 4 PSPs, with instant settlement since November 2025, and it reached 963,000 merchants by the end of 2025.
In detail
Bangla QR is Bangladesh Bank's interoperable QR code standard. One code at the merchant can be paid from any of 46 banks, 7 MFS providers and 4 PSPs, with instant settlement since November 2025, and it reached 963,000 merchants by the end of 2025.
How Bangla QR works
Bangla QR is a single interoperable QR code that any bank app, MFS wallet or PSP can scan, with instant settlement since November 2025 and a mandate on every merchant since July 1, 2026, a model borrowed from UPI in India. It reached 963,000 merchants and 6.6 million transactions in 2025, with a minimum merchant discount rate of 1%. Binimoy, the interoperable digital transaction platform launched in 2022 to link banks and wallets, was discontinued in late 2025 after Bangladesh Bank suspended it, and QR took its place.
Who accepts and pays by Bangla QR
bKash merchants take more than Tk 2 billion a day across 800,000 Bangla QR points, and bKash now promotes its Pay Later option for Bangla QR payments. Bank apps such as Astha and NexusPay pay by Bangla QR too. Online, gateways such as SSLCommerz list Bangla QR next to cards and wallets, and a PSP entering Bangladesh should check a partner's Bangla QR readiness.
More detail in our #PayWorldTour guide Payment methods in Bangladesh.