Is the E-Levy still charged in Ghana?
No. The 1% Electronic Transfer Levy was abolished when President Mahama signed the repeal into law on April 2, 2025, and operators stopped deducting it the same week.
In detail
No. The 1% Electronic Transfer Levy was abolished when President Mahama signed the repeal into law on April 2, 2025, and operators stopped deducting it the same week.
What the E-Levy covered
The E-Levy was a 1% tax on electronic transfers. Its abolition on April 2, 2025 removed the last tax friction on wallet transfers in a country where mobile money is the default way to pay a shop, a rider or a utility bill.
Mobile money after the repeal
The Bank of Ghana's Payment Systems Oversight Annual Report counts GH¢4.54 trillion of mobile money transactions in 2025, up 50.8%, across 9.7 billion transactions, 26.7 million active accounts and 491,057 active agents. In December 2025 alone, wallets moved GH¢518.4 billion in 982 million transactions. MTN MoMo, run by MobileMoney Ltd, handled GH¢4.1 trillion and 8.4 billion transactions in 2025 for 19.3 million active users.
Bank rails grew too. GhIPSS Instant Pay moved GH¢712 billion across 202.8 million transactions in 2025, with value up 100.5% in a year, and Mobile Money Interoperability, which links wallets to bank accounts and to each other, reached 290 million transactions worth GH¢51.6 billion.
More detail in our #PayWorldTour guide Payment methods in Ghana.