Is Payconiq still available in Luxembourg?

Short answer

No. Payconiq's direct merchant portfolio moved to Buckaroo in 2026, and the Payconiq app closed on September 30, 2026. Luxembourg banks now offer Wero instead, and merchants had to replace Payconiq QR codes with Wero ones.

In detail

No. Payconiq's direct merchant portfolio moved to Buckaroo in 2026, and the Payconiq app closed on September 30, 2026. Luxembourg banks now offer Wero instead, and merchants had to replace Payconiq QR codes with Wero ones.

How people pay in the Benelux in 2026

The Dutch method now runs as iDEAL|Wero, and the Dutch market aims to finish the move to Wero by December 31, 2027. Wero went live for e-commerce in Belgium in March 2026, Payconiq by Bancontact became Bancontact Pay, and the Payconiq app in Luxembourg closed on September 30, 2026.

Payment by digital wallet and X-Pay in the Benelux

The Payconiq by Bancontact app became Bancontact Pay on March 16, 2026, with 2 million users, and 48% of Belgians paid with a QR code in 2025. Bancontact counted 526 million mobile payments in 2025, up 11.6%. Wero, the European wallet from EPI, now sits next to it in Belgian banking apps, carries the Dutch iDEAL|Wero migration and replaces Payconiq in Luxembourg, where the Payconiq app shut down on September 30, 2026.

More detail in our #PayWorldTour guide Payment methods in the Benelux.

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