Does Apple Pay or Google Pay work in Bangladesh?

Short answer

No. Neither service has launched in Bangladesh. Contactless phone payments happen through bank apps and MFS wallets scanning Bangla QR, which became mandatory at every merchant point on July 1, 2026.

In detail

No. Neither service has launched in Bangladesh. Contactless phone payments happen through bank apps and MFS wallets scanning Bangla QR, which became mandatory at every merchant point on July 1, 2026.

How people pay in Bangladesh in 2026

Bangladesh is a mobile money country. Bangladesh Bank's Payment Systems Report 2025 counts 250 million registered MFS accounts and 2 million agents, and MFS moved BDT 2,038 billion in December 2025 alone, with bKash alone claiming more than 80 million customers. Yet most of that money is still cash going in and out of a wallet: cash-in and cash-out make up 59% of MFS value and merchant payments only 4.5%.

Payment by digital wallet and X-Pay in Bangladesh

Beyond the MFS licensees, nine PSP wallets such as Pathao Pay, iPay and Dmoney hold about 1.1 million accounts and 334,650 merchants, per Bangladesh Bank. Card-token wallets barely exist: Apple Pay and Google Pay are not launched in Bangladesh, and the closest equivalents are bank apps such as Astha and NexusPay paying by Bangla QR.

More detail in our #PayWorldTour guide Payment methods in Bangladesh.

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