Can you pay with Bizum in physical stores?
Yes, since May 2026. Bizum launched NFC payments at card terminals with CaixaBank, BBVA, Sabadell and Bankinter first, and other banks joined through the year. By the end of September 2026, more than 21 million people could pay in stores at 1.7 million enabled outlets.
In detail
Yes, since May 2026. Bizum launched NFC payments at card terminals with CaixaBank, BBVA, Sabadell and Bankinter first, and other banks joined through the year. By the end of September 2026, more than 21 million people could pay in stores at 1.7 million enabled outlets.
How people pay in Spain in 2026
At the till, cash is still the most used method: in the Banco de España's 2025 survey on cash habits, 57% of consumers named cash their main way to pay in physical stores, against 27% for cards and 15% for mobile phones. Online, cards lead, and Bizum is the main local alternative, accepted by 111,000 merchants and e-commerce platforms at the end of 2025.
Payment by digital wallet and X-Pay in Spain
Mobile payments are rising fast in Spanish stores. In the Banco de España's 2025 survey, 15% of consumers named their phone as their main way to pay in physical stores, and the share keeps growing. Apple Pay and Google Pay carry most of this, with Spanish bank cards tokenized in the phone, and Samsung Wallet adds a smaller share.
More detail in our #PayWorldTour guide Payment methods in Spain.