Can Yape and Plin users pay each other?
Yes. Under the BCRP interoperability rules, Yape, Plin, bank apps and e-money wallets can send money to each other and scan each other's QR codes. Interoperable transactions averaged 271 million a month in the first half of 2026.
In detail
Yes. Under the BCRP interoperability rules, Yape, Plin, bank apps and e-money wallets can send money to each other and scan each other's QR codes. Interoperable transactions averaged 271 million a month in the first half of 2026.
How people pay in Peru in 2026
Yape, owned by Credicorp, had 16.7 million monthly active users in the second quarter of 2026, and Plin connects the apps of BBVA, Interbank, Scotiabank and other banks. Since the BCRP made wallets talk to each other, interoperable transactions averaged 271 million a month in the first half of 2026.
Payment by digital wallet and X-Pay in Peru
Yape, from Credicorp's BCP, had 19.8 million users and 16.7 million monthly active users in Q2 2026, processing 3.38 billion transactions in the quarter. Plin is not a separate app but a function inside the apps of BBVA, Interbank, Scotiabank and smaller entities, and its users sent 114 million payments a month to Yape in the first half of 2026. Both can now pay each other and scan any registered QR at Niubiz or Izipay terminals.
More detail in our #PayWorldTour guide Payment methods in Peru.