Can shoppers from other countries pay with IRIS?
Partly. Since the end of June 2026, IRIS is connected to EuroPA, so people in Greece, Spain, Portugal, Italy and Andorra can send money to each other by mobile number. Cross-border online and in-store payments are planned for 2027.
In detail
Partly. Since the end of June 2026, IRIS is connected to EuroPA, so people in Greece, Spain, Portugal, Italy and Andorra can send money to each other by mobile number. Cross-border online and in-store payments are planned for 2027.
How people pay in Greece in 2026
Cash remained the most used instrument at the point of sale in 2024, and many online shoppers still pay the courier on delivery. Online, debit cards lead, PayPal is unusually strong, and Apple Pay and Google Pay grow fastest. Klarna and bank card installments cover larger purchases. For merchants, the essentials in 2026 are cards with installments, IRIS, PayPal and the mobile wallets.
Payment by bank transfer in Greece
Account-to-account payments in Greece run through DIAS, which processed 540.4 million transactions worth €544.4 billion in 2025. Its IRIS instant payment service is the fastest-growing part: 4.3 million people use IRIS P2P to pay each other by phone number, 583,445 professionals accept IRIS P2Pro, and IRIS Commerce grew 70.8% in 2025. Since December 1, 2025, every POS and e-shop in Greece can accept IRIS, with no transaction limit.
More detail in our #PayWorldTour guide Payment methods in Greece.