Can online merchants accept Interac in Canada?
Yes, in several ways. Interac Debit works online through Apple Pay, Google Pay and Samsung Pay at participating merchants, Interac e-Transfer Business Request Money can be added to checkout, and Konek offers bank-backed direct payments. Business Request Money processed more than 160 million transactions in 2025. Interac Online, the older bank-redirect method, was discontinued in 2024.
In detail
Yes, in several ways. Interac Debit works online through Apple Pay, Google Pay and Samsung Pay at participating merchants, Interac e-Transfer Business Request Money can be added to checkout, and Konek offers bank-backed direct payments. Business Request Money processed more than 160 million transactions in 2025. Interac Online, the older bank-redirect method, was discontinued in 2024.
Interac Debit in wallets
When a shopper's Interac Debit card is in a mobile wallet, they can use it in apps and on websites that accept it through the wallet.
Interac e-Transfer for businesses
Business Request Money sends a payment request to the customer, who approves it in their bank app. It is common for invoices and some e-commerce payments.
Konek
A newer Interac solution that lets customers pay directly from their bank account with bank-backed authentication.
What disappeared
Interac Online, which redirected shoppers to their bank, is no longer available. Merchants that used it had to move to other options.
What it means for payment operators
For your merchants in Canada, Interac options online depend on wallets and newer bank-based products. Access to local methods through one platform lets them add the right Interac options as they evolve.