Fintecture

Fintecture is a European open banking payment provider. It lets payers settle purchases and invoices by bank transfer initiated from their own bank, with immediate or deferred options.

For a PSP or PayFac, Fintecture adds pay-by-bank for merchants that handle high-value or B2B payments, where card fees and limits are a constraint. It suits operators with merchant portfolios in France and Europe that want a bank transfer option integrated in checkout and invoicing flows.

Your merchants do not need their own contract work or technical project to offer Fintecture: the method is activated from your platform, and its transactions follow the same reporting, refund and reconciliation flows as cards. This keeps one operational process for every payment option you add.

Connected through NORBr, Fintecture is one more payment option your platform can offer at checkout. You enable it per merchant, decide where it appears with routing rules, and reconcile its transactions with the rest of your volume in the Console.