Insights & Blog

At NORBr, we build the invisible layer that powers modern payments. Explore our insights on the industry, product updates, and the future of payment orchestration.

Cut merchant onboarding time in half, with one KYB file
NEW
PayFac
ISV

Cut merchant onboarding time in half, with one KYB file

Ludovic Plisson
|
7
MIN READ
|
October 27, 2026
Merchants wait weeks while acquirers and partners review them one after the other. How one KYB file, reviewed in parallel, halves the time to first transaction.
AI in payments: agentic commerce and the acceptance problem
Artificial Intelligence
Payment Performance

AI in payments: agentic commerce and the acceptance problem

Ludovic Plisson
|
8
MIN READ
|
October 19, 2026

Arthur Bedel (Monyz) on the two shifts AI brings to payments: agents that buy and pay each other, and agents that fix acceptance.

Technology

ai-in-payments-agentic-commerce-acceptance

Multi-acquirer merchant onboarding without the email chain
Acquiring
PayFac

Multi-acquirer merchant onboarding without the email chain

Ludovic Plisson
|
7
MIN READ
|
September 25, 2026

Merchant onboarding starts in a form and ends in an inbox. Here is why, and what changes when acquirers review inside the merchant file.

User Experience

multi-acquirer-merchant-onboarding

POS Reconciliation: How Matcher™ Matches Store Receipts with Payments for Your Merchants
NORBr Suite
Payment Automation

POS Reconciliation: How Matcher™ Matches Store Receipts with Payments

Ludovic Plisson
|
6
MIN READ
|
September 4, 2026

How ISVs, PSPs and acquirers serving retailers match store receipts with payment notifications automatically, with match-later, withdraw and a full audit log.

Technology

matcher-simplifies-pos-transaction-reconciliation

Checkout Best Practices: What PSPs and ISVs Should Build Into the Checkout They Give Merchants
Checkout
E-commerce

Checkout Best Practices for PSPs and ISVs

Ludovic Plisson
|
7
MIN READ
|
August 28, 2026

What PayFacs, PSPs and ISVs should build into the hosted checkout they give merchants, from form fields and local payment methods to saved cards and fallback.

User Experience

best-practices-for-a-user-friendly-checkout-process

Payment inclusion in Europe: who your checkout leaves out
Financial Inclusion
Compliance & Regulation

Payment inclusion in Europe: who your checkout leaves out

Ludovic Plisson
|
6
MIN READ
|
May 22, 2026

Andréa Toucinho (Partelya Consulting) on who digital payments leave out, what the European Accessibility Act changes, and how to design inclusion in.

Compliance

payment-inclusion-accessibility-europe

Payment strategy: why money flows come before the product
Payment Strategy
Payment Costs

Payment strategy: why money flows come before the product

Ludovic Plisson
|
6
MIN READ
|
April 17, 2026

Viktoria Soltesz (Soltesz Institute) on why payment and banking strategy comes before the product, why fees can cost more than taxes, and who should own it.

Market Trends

payment-strategy-money-flows-before-product

Stablecoins for business: faster B2B payments and escrow
Stablecoins
Blockchain Payments

Stablecoins for business: faster B2B payments and escrow

Ludovic Plisson
|
7
MIN READ
|
March 13, 2026

Jordan Lawrence (Damisa) explains where stablecoins solve real business problems: cross-border B2B settlement, treasury, payouts and programmable escrow.

Market Trends

stablecoins-for-business-b2b-payments-escrow

BNPL in Europe: growth, regulation and payment sovereignty
BNPL
Compliance & Regulation

BNPL in Europe: growth, regulation and payment sovereignty

Ludovic Plisson
|
6
MIN READ
|
February 13, 2026

Andréa Toucinho (Partelya Consulting) on BNPL in Europe: its growth since COVID, the balance between efficiency and protection, and the sovereignty debate.

Compliance

bnpl-europe-regulation-sovereignty

Direct-to-scheme processing: what removing layers changes
Card Networks
Acquiring

Direct-to-scheme processing: what removing layers changes

Ludovic Plisson
|
7
MIN READ
|
January 22, 2026

Anne Willem de Vries (Silverflow) on what happens after the pay button, and what a direct link to the card networks changes for control, cost, speed and data.

Technology

direct-to-scheme-processing-psps-acquirers

About NORBr Insights & Blog

In short

  • 48articles published
  • 4audiences: PSPs, PayFacs, ISOs and ISVs
  • 9companion articles to #TheShot seasons

NORBr Insights & Blog publishes analysis for the companies that run payments for others, written from the operator’s side.

Each article looks at a payment topic through what it changes for your platform, your merchants and your margins. Topics include payment routing and orchestration, card networks and BIN data, authentication, 3D Secure and SCA, tokenization, PCI DSS 4.0 compliance, embedded payments for SaaS, instant and account-to-account payments, BNPL, stablecoins, AI and fraud, in-store payments and reconciliation, checkout best practices and the build-or-buy decision for payment infrastructure.

Alongside these analyses, you will find NORBr product updates, partner stories and the companion articles of #TheShot video seasons. Use the categories and the search bar above to filter articles by topic.

To go further, #PayDecoding explains key payment terms in plain words, and #PayWorldTour describes how people pay in each market.

The best infrastructure is the one your clients

Discretion isn’t a feature we sell. It’s how the product is built.

Book a demo